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2011年8月1日星期一

What British bank is the best for a joint account?

-There is no best bank, best credit union, or best bank account. You need to look at the totality of the bank鈥檚 services, accounts, and fees. Every bank and credit union offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. The minimum balance varies from bank to bank. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.



Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.



I suggest that you visit several banks and credit unions and speak to the customer service personnel. Bring a written list of questions which are important to you. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.



Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.There is no best bank, best credit union, or best bank account. You need to look at the totality of the bank鈥檚 services, accounts, and fees. Every bank and credit union offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. The minimum balance varies from bank to bank. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.



Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.



I suggest that you visit several banks and credit unions and speak to the customer service personnel. Bring a written list of questions which are important to you. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.



Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.not natwest. i know quite a few people that have cancelled natwest accounts xxxx

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