Can I declare bankruptcy on just my credit cards with out them coming after my assets like real estate? HELP!!?

-I currently have almost $100K in cc debt, and the minimum payments are over $3000/mo. This hardly pays any of the balance, and I am feeling they will never get paid off. Now I am running into not having enough money a month to make my mortgage...something needs to give. Can I declare bankruptcy on these cards, or will the creditors come after my home or rental properties? I really need an answer soon before I end up losing everything. I live in Colorado. I am a single mom who used to do very well selling RE and now have been selling about a 1/12 of what I usually do due to the economy.You cannot file bankruptcy "on" specific things. When you file bankruptcy, you are declaring that you, the human being, is bankrupt. With very few exceptions, all of your assets are at risk. You may get to keep the home in which you live. You will almost definitely lose the rental properties.
You could get a free consultation by phone with a bankruptcy lawyer.



You file bankruptcy and include in the filing all your debts you want to discharge. You must list your assets. The bankruptcy judge will decide what you can keep.
refinance or declare bk now before you ruin your credit. i am a mortgage banker, and can help you refinance if thats what you choose. steve muller 405-474-1471