-I'm 16, and i need some advise besides from parents. Im going to sell some stuff on amazon, but i need a credit card to do so. Whats the best place/type/way to set it up.You DO NOT need a credit card to sell on Amazon. Amazon works with PayPal, which can be linked to a checking/savings account. If you can't learn how to do that though the Amazon website, you are NOT ready to be a seller.You can't have a seller's account unless you're at least 18. Are your parents going to open the account for you? Otherwise you can get your money held up if Amazon finds out you're under age. Same thing with eBay.
you use paypal it doesnt need credit to transfer funds :)
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2011年8月4日星期四
I have a thrift saving plan, is 20.4% return over the past 12 months good, bad, or indifferent ?
-These are the options i have available to me:
L 2050
L 2040
L 2030
L 2020
L Income
G Fund Government Securities
F Fund Fixed Income Index
C Fund Common Stock Index
S Fund Small Cap Stock Index
I Fund International Stock Index
I really don't know what the rate of return has been over past 12 months.
L 2050
L 2040
L 2030
L 2020
L Income
G Fund Government Securities
F Fund Fixed Income Index
C Fund Common Stock Index
S Fund Small Cap Stock Index
I Fund International Stock Index
I really don't know what the rate of return has been over past 12 months.
What happens if the national debt isn't able to be paid off?
-You will have to make a contract with me and become a magical girl!You will have to make a contract with me and become a magical girl!Then we're all screwed.
I am filing for bankruptcy bc i owe IRS 40K. I have two credit cards and am on time paying my credit cards?
-will filing bankruptcy hurt my credit with credit card companies, will my apr increase?Call the companies and tell them you are in trouble. They will see that you are not including them in the bankruptcy proceedings, and intend to make good on your debt. Ask them not to change anything on your account that could strain your already fragile finances.
They may or may not help. Most likely they will, they have money on the line.Filing for bankruptcy will destroy your credit with everyone, including credit card companies, for 7 to 10 years.
It is nearly certain that your APR will increase. The only realistic way that your APR will stay the same is if your APR is already the highest that the APR is allowed to get. It is also remotely possible that you might die or that terrorists might blow up the credit card company. However, even if the credit card company is destroyed by terrorists, another credit card company would buy the rights to collect the interest and would raise your APR, and you will still be required to pay a higher APR. The only difference would be that it would not be your current credit card company that would be increasing your APR.
How old is the tax debt? If it's less than 3 years old, filing Ch 7 bankruptcy won't discharge them. If you file Ch 13 the penalties will be dropped but you must still pay off the tax that you owe.
Filing bankruptcy will destroy your credit. Your credit card companies will be left holding the bag though you can go back after the bankruptcy and recertify the debt with them. They won't be likely to give you an increase in your credit limit though and they would be likely to raise your APR as much as your contract allows.
If you cannot pay both the IRS and the credit card companies and the taxes cannot be included in bankruptcy it would make more sense to let the bankruptcy clear the credit card debt so that you can free up funds to pay off the IRS. The IRS always comes first (after very basic living expenses and child support) so the credit card companies have little standing.
You do not file bankruptcy "on" a particular debt; you file bankruptcy - period. All debts, owed to everyone, anywhere in the world, MUST be listed and disclosed in you bankruptcy paperwork. The bankruptcy may have different effects on different debts - for example, if you want to keep a car, you have to continue to pay for it, and student loans are usually not dischargeable - but that doesn't mean that those debts aren't "included".
In other words, you don't get to leave out the credit cards.
Some taxes are dischargeable in bankruptcy, some aren't. The laws regarding discharging taxes are complicated and must be analyzed by an attorney.
Nearly all consumer bankruptcy attorneys offer free consultations. Take advantage of this to meet with one and get advice based on all of the details of your particular situation. You can find a referral at NACBA.org (National Association of Consumer Bankruptcy Attorneys).
uh...stop.
Talk to a bankruptcy attty.
odd are that the IRS liens won't be wiped out by a bankruptcy.
And yes, it will kill your credit and your APR's WILL skyrocket in 5 years when you CAN borrow again
uh..no one is increasing a credit line with a pending bankruptcy or an outstanding 40k IRS lien
your interest rates will probably go up and yes, filing bankruptcy is going to destroy your credit. also, you can't include IRS debt in a bankruptcy
They may or may not help. Most likely they will, they have money on the line.Filing for bankruptcy will destroy your credit with everyone, including credit card companies, for 7 to 10 years.
It is nearly certain that your APR will increase. The only realistic way that your APR will stay the same is if your APR is already the highest that the APR is allowed to get. It is also remotely possible that you might die or that terrorists might blow up the credit card company. However, even if the credit card company is destroyed by terrorists, another credit card company would buy the rights to collect the interest and would raise your APR, and you will still be required to pay a higher APR. The only difference would be that it would not be your current credit card company that would be increasing your APR.
How old is the tax debt? If it's less than 3 years old, filing Ch 7 bankruptcy won't discharge them. If you file Ch 13 the penalties will be dropped but you must still pay off the tax that you owe.
Filing bankruptcy will destroy your credit. Your credit card companies will be left holding the bag though you can go back after the bankruptcy and recertify the debt with them. They won't be likely to give you an increase in your credit limit though and they would be likely to raise your APR as much as your contract allows.
If you cannot pay both the IRS and the credit card companies and the taxes cannot be included in bankruptcy it would make more sense to let the bankruptcy clear the credit card debt so that you can free up funds to pay off the IRS. The IRS always comes first (after very basic living expenses and child support) so the credit card companies have little standing.
You do not file bankruptcy "on" a particular debt; you file bankruptcy - period. All debts, owed to everyone, anywhere in the world, MUST be listed and disclosed in you bankruptcy paperwork. The bankruptcy may have different effects on different debts - for example, if you want to keep a car, you have to continue to pay for it, and student loans are usually not dischargeable - but that doesn't mean that those debts aren't "included".
In other words, you don't get to leave out the credit cards.
Some taxes are dischargeable in bankruptcy, some aren't. The laws regarding discharging taxes are complicated and must be analyzed by an attorney.
Nearly all consumer bankruptcy attorneys offer free consultations. Take advantage of this to meet with one and get advice based on all of the details of your particular situation. You can find a referral at NACBA.org (National Association of Consumer Bankruptcy Attorneys).
uh...stop.
Talk to a bankruptcy attty.
odd are that the IRS liens won't be wiped out by a bankruptcy.
And yes, it will kill your credit and your APR's WILL skyrocket in 5 years when you CAN borrow again
uh..no one is increasing a credit line with a pending bankruptcy or an outstanding 40k IRS lien
your interest rates will probably go up and yes, filing bankruptcy is going to destroy your credit. also, you can't include IRS debt in a bankruptcy
What is a good job for a 17 year old to support his family, and what might be good investments?
-I already have a good and have some money invested, but i am looking for better paying options as well as ones with benefits. Also I am very good with saving and budgeting, but i only have enough for about a year at this time. I really want something that could better take care of future finances.
Best way to get sponsors?
-hey, so im a pageant queen. Competing at nationals in fl. Need sponsors. How do i get them without ppl looking at me like "ew pageant girl" thank youNo one will. Write a letter requesting sponsorship, include a photo of yourself, and send it to local businesses and professional organizations. Include in the letter what the pageant is about, your platform if you have one, how the money would be used and why exactly you need sponsors.
Fairly often I get these obvious scam from mostly Africa, sometimes a girl who talks as though I've known her?
-for years, other times form this guy or guys who want o put millions in my account and for that they will give me hundreds of thousands, Y E A H R I G H T !The problem is NOT that I believe such crapola.. Other than just sending them to my trash can,as I always do, I'd like to do more like getting them into big trouble for what I think is probably money laundering, am I right about money laundering ? and what can I do / how and to whom do I report it/There really is not anything you can do yourself. When you get one if you have yahoo e-mail, there is a button you can click on which is Spam so you will never get it again. Click the box next to the e-mail and click on spam to get rid of it and never receive it again. There was a show on TV with Chris Hansen looking into this and they went and exposed some of these people. Maybe you can try to look that up on the internet to read about it. Usually they are from Africa or Nigeria. Scams they are and never believe them or respond or give them any info about yourself. They are just looking for suckers and will steal your money and leave you hi and dry. Never believe or you will be sorry.
Like they say, if it is too good to be true, it usually isn't. They are hard to track, use fictituous names and usually use a public computer in cafes with internet access to do their dirty work.Just can them. they are beyond prosecution and so numerous that unless you actually were fool enough to send money or identity info to them, the authorities just don't have the resources.
Like they say, if it is too good to be true, it usually isn't. They are hard to track, use fictituous names and usually use a public computer in cafes with internet access to do their dirty work.Just can them. they are beyond prosecution and so numerous that unless you actually were fool enough to send money or identity info to them, the authorities just don't have the resources.
What percentage of your income should you generally spend on clothing?
-I'd say anywhere from 10-40%. It would depend on the price, quality, income, and how much clothing you need.I'd say anywhere from 10-40%. It would depend on the price, quality, income, and how much clothing you need.personally i spend 80%of it but then again, I am a 17 year old who only pay 20 a month for car insurance and 10 for phone bill and 100 savings for college.
120%
120%
I owe money to my bank... What can I do?
-I owe almost $1000 to my bank due to overdrawing the account. My bank never warned me of this and I had no idea how it got to this point so quickly. What do I do from here? This has never happened to me before and I am completely lost and scared! I only have a part time job, I'm 21 years old and starting Nursing School soon. Advice or help would be appreciative. Thanks in advance!Time to go to the bank of mom and dad and ask for a loan.
Put it all in writing with re-payment terms and interest rates.
Offer them some collateral for them to hold until loan is paid off
PAY
Prostituting would be a good call at this point.
Talk to your bank manager to sort this. You might be able to freeze the interest.
try doing odd jobs like cleaning or mowing
Put it all in writing with re-payment terms and interest rates.
Offer them some collateral for them to hold until loan is paid off
PAY
Prostituting would be a good call at this point.
Talk to your bank manager to sort this. You might be able to freeze the interest.
try doing odd jobs like cleaning or mowing
I can't pay with pay pal account on ebay?
-I had two accounts and closed my one paypal account and I tried to enter my creditcard on it and pops up with the credit card is already used on another another account so what should I do. I don't know which place to put this question in.Here's the correct place to put this question in.
https://www.paypal.com/us/cgi-bin/helpsc鈥?/a>
Click on "call us" and follow the instructions.
https://www.paypal.com/us/cgi-bin/helpsc鈥?/a>
Click on "call us" and follow the instructions.
Say I have 3million in cash . I don't trust the american dollar and want to exchange it for gold and leave?
-it for Gold and leave the country. The money is tax free and I want to leave before they find a way to take it from me.Yes! Buy Gold with 50% or more and go to Costa Rica with the rest. Keep in mind the dollar won't be worth crap soon.
Asta la vista!
not 3 million worth. customs or thugs will beat u and steal it from ur weak ***
Asta la vista!
not 3 million worth. customs or thugs will beat u and steal it from ur weak ***
I have the money to make up missed payments but they won't take the money?
-Have they already turned you over to collections? If they havent get in touch with an active manager and have them explain it to you. Record the conversation and make them aware that it is being recorded for defense purposes. It will change the tune and or direction...
Can I use a check that says commerce bank even though commerce bank converted to TD bank?
-I never write checks so I have a checkbook with the old commerce bank design on it. Can i still use it?Did your account number change?
Check it. It's at the bottom of your check
no, get new ones
Check it. It's at the bottom of your check
no, get new ones
Fairly often I get these obvious scam from mostly Africa, sometimes a girl who talks as though I've known her?
-for years, other times form this guy or guys who want o put millions in my account and for that they will give me hundreds of thousands, Y E A H R I G H T !The problem is NOT that I believe such crapola.. Other than just sending them to my trash can,as I always do, I'd like to do more like getting them into big trouble for what I think is probably money laundering, am I right about money laundering ? and what can I do / how and to whom do I report it/There really is not anything you can do yourself. When you get one if you have yahoo e-mail, there is a button you can click on which is Spam so you will never get it again. Click the box next to the e-mail and click on spam to get rid of it and never receive it again. There was a show on TV with Chris Hansen looking into this and they went and exposed some of these people. Maybe you can try to look that up on the internet to read about it. Usually they are from Africa or Nigeria. Scams they are and never believe them or respond or give them any info about yourself. They are just looking for suckers and will steal your money and leave you hi and dry. Never believe or you will be sorry.
Like they say, if it is too good to be true, it usually isn't. They are hard to track, use fictituous names and usually use a public computer in cafes with internet access to do their dirty work.Just can them. they are beyond prosecution and so numerous that unless you actually were fool enough to send money or identity info to them, the authorities just don't have the resources.
Like they say, if it is too good to be true, it usually isn't. They are hard to track, use fictituous names and usually use a public computer in cafes with internet access to do their dirty work.Just can them. they are beyond prosecution and so numerous that unless you actually were fool enough to send money or identity info to them, the authorities just don't have the resources.
OH NO! please dont let my debit card get me into trouble... help?
-OK so I just bought two things off of amazon for 45 dollars, and I added 45 dollars to my debit pre-paid card today. Everything was fine and the order went through ( I got the email confirmation)
however, when I went to the website for my pre-paid card to check the remaining balance (netspend.com) it said that the account wasn't activated. I used the card all the time and I JUST added money to it, so how can it not be activated. I'm really confused and worried because i Dont want to get into trouble by amazon saying that they didn't get the money. please helptry emailing amazon customer services, or give them a call and ask if the money was received from your account. good luck.You need to contact NetSpend directly about your account.
You can call them at 1-86-NETSPEND or e-mail their customer service department at customerservice@netspend.com.
however, when I went to the website for my pre-paid card to check the remaining balance (netspend.com) it said that the account wasn't activated. I used the card all the time and I JUST added money to it, so how can it not be activated. I'm really confused and worried because i Dont want to get into trouble by amazon saying that they didn't get the money. please helptry emailing amazon customer services, or give them a call and ask if the money was received from your account. good luck.You need to contact NetSpend directly about your account.
You can call them at 1-86-NETSPEND or e-mail their customer service department at customerservice@netspend.com.
Say I have 3million in cash . I don't trust the american dollar and want to exchange it for gold and leave?
-it for Gold and leave the country. The money is tax free and I want to leave before they find a way to take it from me.Yes! Buy Gold with 50% or more and go to Costa Rica with the rest. Keep in mind the dollar won't be worth crap soon.
Asta la vista!
not 3 million worth. customs or thugs will beat u and steal it from ur weak ***
Asta la vista!
not 3 million worth. customs or thugs will beat u and steal it from ur weak ***
What does this mean? Saw it on my bank statement. "ACH - PROG ADVANCED INS PREM NSF FEE"?
-ACH - Automated Clearing House (direct debit)
PROG ADVANCED - Don't know
INS PREM - Insurance Premium
NSF FEE - Nonsufficient funds fee
It means that your insurance company tried to take the money for your insurance premiums out of your bank account, but your bank account did not have enough money to cover your insurance premiums, so:
1. You were charged a fee by your bank.
2. You lost your insurance.NSF = insufficient funds.
INS PREM is probably insurance premium.
ACH = electronic transfer.
So, it appears, you set up automatic payments with your bank account and then didn't have enough in the account. Your bank will charge fees for bouncing the payment; the insurance company can have fees as well.
You don't have any money in your account and you made a purchase and they charged you a fee.
I'm sorry :(
Something else i thought about was that even though they charged you a fee most banks now pay for the item then collect the money from you afterwards. So make sure that you know if it was declined for payment or already paid. It will be good if the bank has already paid it because sometimes if it is declined you will be charged a fee at the other end too. Just thought you'd want to know.
PROG ADVANCED - Don't know
INS PREM - Insurance Premium
NSF FEE - Nonsufficient funds fee
It means that your insurance company tried to take the money for your insurance premiums out of your bank account, but your bank account did not have enough money to cover your insurance premiums, so:
1. You were charged a fee by your bank.
2. You lost your insurance.NSF = insufficient funds.
INS PREM is probably insurance premium.
ACH = electronic transfer.
So, it appears, you set up automatic payments with your bank account and then didn't have enough in the account. Your bank will charge fees for bouncing the payment; the insurance company can have fees as well.
You don't have any money in your account and you made a purchase and they charged you a fee.
I'm sorry :(
Something else i thought about was that even though they charged you a fee most banks now pay for the item then collect the money from you afterwards. So make sure that you know if it was declined for payment or already paid. It will be good if the bank has already paid it because sometimes if it is declined you will be charged a fee at the other end too. Just thought you'd want to know.
What fund should I contribute to in the thrift savings plan?
-I currently have a TSP account and am currently contributing to the "G" fund. I'm 23 years old. I know that this fund is the lowest risk fund, but also gives you the least amount of money back. I would like to know which fund gives you the most and why. I would like to hear from people who actually have one or have experience with one. I don't want to have one with a really high risk but I also don't want to have a low one either. Please let me know.
Note: I've gone on the website and read the description of each, but it's too complicated to understand. I'd like for someone to tell me in simple words. I really appreciate the help. Please no immature answers thanks.
-Mark
Note: I've gone on the website and read the description of each, but it's too complicated to understand. I'd like for someone to tell me in simple words. I really appreciate the help. Please no immature answers thanks.
-Mark
I had a car repo way over 2 years ago and it is still in my yard no one has come for it. so who owns the car?
-Doesn't sound like it was ACTUALLY repossessed. I'm sure by some adverse possession law of it being on your property, you could claim it.If the car is in your yard, then the car was NOT repo'd to begin with. The owner of the car is whoever has the pink slip.....that would NOT be you. Try selling the car and see what happens!! LOL
How can it be a repo if it's in your yard???
Whoever has the title.
If it was repossessed it wouldn't be in your yard. They would have come and taken it away.
How can it be a repo if it's in your yard???
Whoever has the title.
If it was repossessed it wouldn't be in your yard. They would have come and taken it away.
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